High Value Homeowners Insurance

We understand that purchasing homeowner’s insurance coverage for high value custom homes can be very confusing, but we, and our high value partners, Chubb and Nationwide Private Services are here to help.

Homeowner’s coverage offered by our partners is head and shoulders above the norm. We offer:

  • With multiple risk (not named perils) replacement cost coverage for your structure, custom additions and alterations and personal property you get the funds to replace your possessions, not a depreciated value – special limits apply to some items, but these are easily covered with the cost effective, comprehensive valuable articles coverage offered by our partners.
  • Pay the cost of rebuilding to current building codes and standards
  • Pay Living Expenses at your current standard of living without limitation
  • Provide broad liability protection superior to standard homeowners coverage
  • Offer expanded liability and underinsured defendant protection through the excellent excess/umbrella forms offered by our partners
  • Provide personalized home appraisal service to determine the right coverage limits and identify home safety measures that may qualify you for discounts
  • If near areas subject to brush or forest fires, provide special protection to your property
  • Offer complimentary best in class service including infrared technology to detect hidden moisture and fire hazards

The needs of every home owner are different and your home insurance policy should reflect that.

Our expert agents will create a homeowner’s insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive homeowner’s insurance policy options. Fill out our quick and simple form for a free home insurance quote!